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This comes up from time to time.  

I asked my insurance company about it, and they told me I am covered.  I do need to document all the trains and put those pictures on a CD or something and put it in the safe deposit box.  

Thanks for bringing this up again.

Gary A- that is not surprising! But, if you were operating your equipment on the grounds of the park, wouldn't the park organization be the liable one?  Maybe not.  Does the general public have to sign a waiver to ride the trains?  I could see why your insurance company would drop you if you were offering rides on your private property. 

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