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I've been using cards to buy on the internet for many, many years


Me too. But I have a card that is only used for internet purchases, and it has been replaced a few times over the years.

It's not the internet that you have to worry about - it's the people. I bought some software from a Texas company, and a few weeks later there were some strange charges from a similar part of Texas. Would you believe $24 at Chuck E Cheese? How about $90 at a shoe store? What kind of idiot takes a stolen card and then starts buying ordinary stuff with it?
 
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