When I got back into model trains after a long hiatus to play with muscle cars we were living in a little bump in the woods (forget the road, lol) called Conneration, which was right up over the hill from a place called Catfish (from whence came my now defunct business' name) anyway, it was also right up over the hill from the Conrail line, ex Pennsy, ex Allegheny Valley. I liked the area (plenty of coal and oil company towns in the area), liked the name so I used it. At the time I was playing in n scale.... anyway, while searching for motive power I found a bunch of B'mann Great Northern consuls on half off clearance and bought 4. (wimpy things)... The Glacier Green colors looked good, but were WAAAAY too bright for an eastern road, so they got toned down, and now I had a color scheme as well.
Habits are hard things to break, the line's name and color scheme has been kept through 4 moves and a divorce.
As for the place names. They aren't my fault. My daughters decided the town's name was "Kimberly" since my current GF's name is Kim, and the junction was named "Eli" because my son was coming home for Christmas, and it needed some sort of name anyway... Towns around here tend to have indian names, or in honor of some dead rich guy, but there is an Eli in Nevada, and a Kimberly in South Africa, so i didn't argue too much.
Do watch cute names, I named the Watts-Myniss Mine, because I like to play with words. . Kim thought it was funny. My ex and my older kids read it. read it a second time, and each made a face kind of like they had swallowed a frog. The youngest didn't get it, and when we explained just said "oh" and wandered off.